Entries by admin

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As Markets Go Down, Look Into Index Annuities

  As the stock markets are looking dismal, maybe its time to re-investigate index annuities to protect your wealth. We hear more and more about indexed annuities in an insurance based environment and their increasing popularity when it comes to retirement planning, Yet naysayers are quick to decry them with arguments such as “what does […]

Long Term Care Solutions

COST-EFFECTIVE SOLUTIONS TO LONG TERM CARE Today, many people refuse to think about long term care. But by doing so, they are effectively self-insuring their risk. Who should really pay for your LTC? You or the insurance company?  Here’s how it works…..

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PRIVATE FINANCE – The Time is NOW!

Private Financing has long been a concept that estate planners have used regularly, but it has become even more popular recently. With low interest rates, transferring wealth can now be done with less capital, less cost, and less administration. The mid-term Applicable Federal Rate (AFR) is the interest rate that applies to private financing transactions […]

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Leverage and Options

My mother was more concerned about teaching me common sense than wondering if I would have a college degree. Why? Because she could measure common sense. So, when we were kids, if someone said “lend me a quarter and I will pay you back a dollar next week”, you loaned the money and this was […]

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Why Annuities are Gaining in Popularity

We’re hearing more and more about indexed annuities in an insurance based environment and their increasing popularity when it comes to retirement planning, Yet naysayers are quick to decry them with arguments such as “what does minimum guarantee really mean?”, “too complex”, “limited earnings because of the CAP” and—my particular favorite—”beware of agent bonuses”. But when it comes […]